One flat fee per payment — no surcharge to see money today Settlement is final and cannot be reversed — same day means the same calendar day
T TruePay
For contractors & trade subcontractors

Get paid the same day the job is done — at one posted flat fee.

Money in your bank
before the truck pulls away.

TruePay is built for owner-operators and controllers at field-service businesses and commercial trade firms. Today, payment sits "in process" for 3–7 days — or you pay a surcharge to get it faster. With TruePay, your customer taps once in their bank app. Funds land in your account the same day, for one flat fee, with no percentage cut.

Before: 3–7 days waiting, or pay a percentage surcharge
With TruePay: same day, one flat fee
See your savings

Travels on bank-to-bank real-time payment networks · paper-check fallback · final, irrevocable settlement

Settlement receipt Today · 2:47 PM
Customer Inv #4421
Hartwell Heating & Cooling $8,420
Sent to customer 2:31 PM
Received by us 2:46 PM
In your bank 2:46 PM · final
TruePay fee $1.99 flat
"IN YOUR BANK" MEANS YOUR BANK HAS THE FUNDS — NOT A DASHBOARD LABEL

Cash flow today vs. cash flow delayed

The wait has a real cost. TruePay removes it.

When cash takes 3–7 days to clear, it strains payroll, delays materials, and forces expensive short-term workarounds. TruePay closes that gap at a flat posted price.

3–7 days cash gap

The job is done. The invoice is sent. The money is somewhere in a processing queue. TruePay closes this to the same calendar day.

Percentage surcharges

Most "instant" options take a cut on every payout. TruePay charges one flat fee — the same whether the invoice is $500 or $50,000.

Unexpected payment holds

A status that shows paid but no funds in the bank. TruePay shows only three honest states — and "in your bank" requires the funds to be there.

Net-30 that becomes Net-60

Large general-contractor billing schedules push payment terms out. TruePay puts funds in your account the same business day an approved invoice is released.

Three steps · works like sending money between friends, but for businesses

One tap from the customer's bank app. Funds final the same day.

Your customer pushes the payment from their own banking app — like a peer-to-peer transfer, but tied to your invoice and fully final. No middleman holding the money.

Step 01

Send the invoice. Customer taps once.

Your customer pays through their own banking app — a push payment from their account directly to yours. No card processing fee, no transfer limbo, no third party holding the money between steps.

Step 02

Bank-to-bank networks settle it as final.

The funds travel over real-time bank-to-bank payment networks (The Clearing House and the Federal Reserve both run them). Settlement is irrevocable at the network level — not a label on a dashboard, but the actual state at your bank.

Step 03

Your books stay honest.

Status syncs to QuickBooks Online and Xero as "Sent," "Received by us," or "In your bank" — each with a timestamp. The word "Paid" only appears when the money has actually cleared into your account.

What you get

Posted pricing. Honest statuses. Holds you can clear yourself.

One flat fee, published on the page

The lowest all-in price we publish is the price you pay. The same fee applies whether the job is $400 or $40,000. No "get it faster" surcharge tier, ever.

Three states, three timestamps

Sent. Received by us. In your bank. Each state has a real timestamp, synced directly into your bookkeeping tool. No mystery. No lag.

Self-service hold unlock

When a payment is held, you see a short checklist — most holds clear in under ten minutes on your own. If you need a person, one responds within one business day.

Capture on a phone with weak signal

Take the payment request on your phone in a basement, rural property, or anywhere service is patchy. The transaction queues and settles once your bank can be reached.

Built for two audiences

One job done well: getting you paid the same day you finish.

TruePay is focused entirely on collecting customer payments. It works alongside payroll tools and vendor bill-paying services — it does not try to replace them.

Field Service Businesses

Heating & cooling · plumbing · electrical · landscaping · auto · property care

Goal
Close the job on-site and have the money clear before you start the next one.
Typical invoice
$320 – $4,800
Old wait time
2–3 business days
With TruePay
Same day, before sundown
Key need
Capture payment on a phone where signal is weak, at a basement or rural site.

Commercial Trade Subcontractors

Electrical · mechanical · ironwork · glass & trim — billing general contractors

Goal
Shrink the Net-30 or Net-60 gap that strains payroll and forces short-term borrowing.
Typical invoice
$28k – $240k
Old wait time
30–60 days
With TruePay
Same business day on release
Key need
Faster release on large invoices once the general contractor approves the draw.
One job, done well

TruePay collects customer payments. For payroll, we point you to a specialist. For vendor bill-paying, same. We partner with best-in-class tools for everything else so you can keep using what already works.

Why the settlement claim holds

The payment network is the proof.

Settlement finality comes from the bank-to-bank networks, not from software. Holds clear because contractors can work through a checklist, not because we promise a hotline we cannot afford to staff.

The Clearing House
Real-time network
Federal Reserve
Real-time network
Paper check
Fallback rail

Pilot snapshot

Days of waiting cut by one subcontractor 27 days
Settlement success rate 99.3%
Self-resolved holds 88%

Built into your books

QuickBooks Online and Xero

Status sync is a core feature, not a sticker. Three states, three timestamps, no mystery line items. The books reflect the bank.

Plays well with construction billing tools

Procore, Sage, Foundation

Works alongside the billing platforms that manage progress-draw schedules and pay applications. TruePay handles the payment leg — not the billing structure.

Support

Self-service first. A real person within one business day.

A guided checklist clears most holds in under ten minutes. If a person is needed, you hear from a real one within one business day — that is the published commitment.

Pricing · No surprises

The price you see is the price you pay.

No percentage on the invoice amount. No extra tier to unlock same-day. The flat fee is the same whether you collect $400 or $400,000 this month.

Starter

Free

Up to a few same-day invoices a month

  • Same-day bank settlement
  • Honest 3-state status
  • Books sync included
Most popular

Monthly

$19 / mo

Unlimited invoices · one flat fee each

  • Everything in Starter
  • Offline capture
  • Self-service hold unlock
  • One-business-day human support

Trade Pilot

Talk to us

Larger commercial subcontractors

  • Everything in Monthly
  • High-volume invoice support
  • Dedicated onboarding

See the math

See what you would have paid last year.

Bring twelve months of invoicing. Get a real number — not a sales pitch. Same-day means the same calendar day, or we do not call it same-day.

Posted price

Flat fee, always

One number. No percentage tier. No hidden upgrade.

Settlement

Same day or we say so

If it cannot settle today, the status says that clearly.

Status

"In your bank" = it is

The word "Paid" does not appear until the funds are at your bank.